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If you’re asking this question, you may want to think about why you are asking it. Do you worry that you are at risk for higher life insurance premiums due to what you eat? If you think your diet might affect the rates you get when you apply for life insurance, you might be happy to find out that diet doesn’t affect your life insurance premium per se.
However, your diet can affect your body in a number of ways, causing health issues that can affect your life insurance premium. Here are a few of the health issues that can be caused in part or in whole by diet that may affect the life insurance premiums you are eligible for:
Obesity
The impacts on a person’s health and life span for carrying excess weight can greatly affect the premium rate life insurance companies offered to applicants who fall into the category of obesity. The health issues associated with being obese are a huge risk to life insurance companies, so they charge much higher premiums for obese applicants. Luckily, though, many people are only a little overweight and not quite obese. Find out more at
www.aami.com.au about your life insurance options today.
For applicants who are just a bit overweight, they can likely lock in lower premium rates, but they will have to make some minor adjustments to their lifestyle and show their life insurance company that they are making a noticeable effort to lose their excess weight. Eating a poor diet and overeating is one of the greatest causes of obesity and carrying excess weight. So, it is important to evaluate if you can change your diet to lose any extra weight your carrying to better your health and get a lower premium rate to obtain life insurance.