It's Chic to Be Cost Conscious: Luxe Holiday Gifts that Won't Break the Bank!

By: Finance Foodie

This holiday season, with the European debt crisis and the shaky US economy, shoppers more than ever need to focus on spending less while still looking good. We here at financefoodie.com especially understand (being personally affected by the volatility in the stock market) and are here to help find the perfect gifts for yourself or the fabulous ladies in your life. Best of all, these recs are all wallet-friendly yet still super chic alternatives to the luxury goods featured in Harper's Bazaar's 2011 Best Gifts for Women. So you might look like a million bucks after buying all this swag, but you don't have to pay a million to do so!

Splurge: Carter Trinity Black and White Ring - $1,500

Save: Black & White Diamond Ring - $200
A well crafted 'off set' bypass ring with black & white diamonds. It is sleek and comfortable to wear. As an accessory it can be worn with casual as well as formal attire. Available at Kmart stores or kmart.com

Splurge: Pyrrha necklace - $140

Save: Black Jade Pendant - $70
Wear this luminous pendant to give your outfits a special touch of drama. A black jade disc etched with contrast oriental detail drops from a 10k yellow gold bale on a complementary 18 in. chain. Available at only on kmart.com

Splurge: Aurelie Bidermann Collar Necklace- $1,200

Save: Romanza Byzantine Necklace - $100
You'll be the bell of the ball with this byzantine style necklace that's set in a gold over bronze setting. It is a traditional necklace in a metal that is unique. Available at Kmart stores or kmart.com

Splurge: Primary New York Clutch - $300

Save: Agabhumi Here's Foldo - $64
Agabhumi, or "ancient firmament", represents a reflection of the strength and creativity of the artisans that produce all the jewelry, bags, scarves and sandals sold by the company. The Here's Foldo fold-over leather clutch handbag is perfect for day or night look and is chic as well versatile. Available at Agabhumi stores or Agabhumi.com

Total Splurge: $3,140

Total Save: $434

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Money Banked! $2,706

*******Giveaways*******

Congrats Lena and karen_robertson34!

Financefoodie.com, in partnership with Kmart and Agabhumi, wants two lucky readers to try some of these budget friendly goodies with $100 Kmart gift card and a $100 Agabhumi gift card giveaway!

There are THREE ways to enter
1. REQUIRED: In my comments section, tell me what is "SAVE" gift you want the most. Also please include your email address so I can contact you if you win!
2. Follow Finance Foodie on Twitter (leave separate comment telling me this)
3. Reblog / Retweet this giveaway (leave separate comment telling me this)

Contest ends Tuesday, December 20, 2011 at 5pm EST. Winners will be chosen via random integer generator on random.org announced on the financefoodie.com site shortly afterwards that night!

Full Disclosure:  Promotional considerations provided by Kmart and Agabhumi. I was not compensated for this post.